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Born in Berlin, N.H., raised in Rochester, N.H. Graduated from Holy Rosary High School in 1964. Following an eight-year military career, which included two years in Southeast Asia during the Vietnam War, the author completed, between May 1972 and December 1974, double major honors programs in History and French at the University of Texas at Austin. The need for an honors thesis topic gave rise to the research that has resulted in these two volumes of history. Upon return to New Hampshire, the author began a business career, mostly in global trade and risk management, that spanned a multicultural development experience lasting fifty years. In 2016, the original town records previously consigned into the care of the author, were returned with bound transcription of the town books to significant acclaim, and the author committed to finishing the research in progress, which has resulted in the series under discussion.

Patrick O’Neil Connelly

 CGBP, FICM, CCE, CEW, International Executive Award

Professional Career

2016- 

2016-  Current  

Board Director, Curriculum and Instruction

Association of Credit in Central and Eastern Europe

Brno, Czech Republic

Retired from business, author and consultant

2004 – Current 

Founder and CEO

Tao Institute for Credit and Risk Management LLC

Shanghai, China and St. Petersburg, Florida, USA        

2008 – 2010

Chief Training and Education Development Officer

Founding Member of the Board of Directors

3ACredit Business Management Consulting Company Ltd

2004 – 2016 

President, Entelyx International Inc

Trade and Credit Risk Management Consultancy

University educator

 1994 – 2004

Chief Credit Executive, Senior Vice President Worldwide Credit Services,

and Corporate Officer, Tech Data Corporation, Clearwater,

Florida (Revenue US $17 billion, Fortune 100 Corporation,

Global Wholesale Computer Products Distributor)

1985 – 1994

Chief Credit Executive, Director of Credit, Sperry Corporation,

Blue Bell, PA .(merged with Burroughs Corporation in 1987 to

form UNISYS Corporation.( US $ 11 billion, Fortune 100,

High Tech Products Manufacturer)

 1982 – 1985

Chief Credit Executive, Corporate Manager, Rental and Leasing Operations –

Customer Accounts, Wang Laboratories Inc., Lowell, MA. 

( (including Captive Leasing Company), hired in 1980 

as Assistant Corporate Credit Manager (Industrial High Tech)

1975 – 1980

Corporate Credit Manager, Porteous,

Mitchell and Braun Co.,  Portland, Me.

(Largest privately owned regional retailer in New England. (Retail)

2009 - Current

2005 -  2008 

 Chief Training and Education Development Officer

Introduced the concept of trade credit and risk to the PRC

Founding Member of the Board of Directors

3ACredit Shanghai, PRC                                 

2004 – 2016 

 President  - Entelyx International Inc

Entelyx Publishing 

Global Credit and Risk Management Consulting Company

2004 – 2016 

Senior Vice President and Chief Credit Executive

Global Wholesale Distribution Company

Revenue $ 20 billion

Founder and Managing Director

Tao Institute for Credit & Risk Management 

Clearwater, Florida and Shanghai, PRC

1994 – 2004

Senior Vice President – Officer and Chief Credit Executive

Vice President – Chief Credit Executive

Revenue $ 10 billion to $ 30 billion (Global High Tech Distributor)

  • Expanded and introduced global policies and practices

  • Expanded the base of customers by 28 countries

  • Introduced risk, performance and cover consolidation into each market

  • Upgraded the talent pool at home office in several key areas, some beyond the scope of the function – with local support and success

  • “Salesman” of the Year in Latin America market 2009

  • Global resource for establishing top line growth and bottom line performance management and development

  • Designed and implemented dynamic paradigm for optimizing value of the client as individual contributor and as part of the portfolio of clients

  • Created a learning, performing and expansion dynamic in the group which permeated the entire corporation by 2004

  • Vice President of the Year

  • Market resource for entrepreneur and SME clients, a significant component of the base of customers

  • Designed and delivered CD to the market on Basic Business Development as a resource to drive enterprise profitable sales

  • Frequent industry speaker, lecturer and resource globally

  • Identified and promoted underutilized and/or recognized talent throughout the global organization – successfully, and with local support

  • Educator teaching the full range of business and international business subjects at the graduate and undergraduate levels, while building business around the world.

  • Successfully integrated the real-time experiences of markets around the world into the academic classes, workshops and seminars offered on an extensive basis.

  • Introduced and regularly delivered the first customer risk and opportunity analysis document tiering individual portfolios to unit, group, country, region and corporate focus, in 2001

  • Led a significant and successful effort to upgrade local risk management talent in order to improve top line while right-sizing bottom line as appropriate to achieve the required objectives.

  • Positioned replacement candidates three years before transition in both domestic and foreign markets successfully

  • In 2003, introduced the ministers (22) of the People’s Republic of China to  the Western Trade Credit Risk environment, and continue to serve as a resource.

  • Resulted in the implementation of the Social Credit System in China later that year.

  • Retired from the corporation in order to pursue an expanded role in foreign, emerging nation trade risk management.

  • Completed work on a doctorate in Global Trade Strategy shortly after departing in order to continue graduate level teaching at USF.

1982 – 1985

Corporate Manager, Rental and Leasing Operations –

Customer Accounts (Fortune 200 Company, Captive Leasing Subsidiary) 

  •  Chief Credit Executive

  • Created and developed this organization.  Recruited and hired; developed and wrote position specifications

  • Trained and developed personnel at line and management levels

  • Initiated and directed the operation since March, 1982 and achieved negative trend reversal within 90 days with complete financial turnaround within 12 months

  • Improved profit contribution through increased, more timely cash flow, improved revenue cycle, drastically improved D.S.O., greatly improved customer satisfaction

  • Financial consultant to five regional and forty district financial organizations

  • Reduced DSO from 108 to 38 days in 18 months

1985 – 1994

Director of Credit – Chief Credit Executive – 

Revenue $8 billion (Fortune 100, Industrial High Tech) A/R Base $1.6 billion.

  •  Wrote and introduced company-wide credit and collection policies

  • Distributed, interpreted and audited compliance with policy

  • Provided facilities and guidance for information gathering, analysis and distribution of customer financial and historical data

  • Reviewed all activities of credit and collection organization,   recommend and implement organizational changes as required

  • Managed cash inflow from credit sales – average effectiveness raised by 50%

  • Managed and controlled the corporate receivables portfolio

  • Recommended staffing requirements for the credit and collection organization worldwide

  • Managed bankruptcy, litigation accounts

  • Personally managed more serious customer workouts and customer arbitrations, domestic and international

  • Managed third party receivables-backed facility program

  • Negotiated and managed global contracts for third party support services.  Reduced cost by $50k while increasing support services

  • Established and managed budget – constant cost for 3 years

  •  Direct documentary credit administration

  • Established automated matrices and processes to enhance operations.  Improved human capital response,  control and efficiency

  • Established standards and monitored performance of credit and collection operations.  Consistently improved DSO 

  • Established training and education programs unique to the industry

  • Formulated and applied adequate controls as a means of measuring and regulating credit operations

  • Presented periodic analyses of the market, economy, industry or general business condition changes that affected the company’s credit and collection policies

  • Apprised executive corporate leadership of risk in the condition of the receivables portfolio, along with cash inflows or administrative cost 

  • Exercised considerable and growing influence on business-building and income potential of the company

  • Maintained consultative relationships on the executive and senior management levels with sales, purchasing, marketing, legal, data processing, treasury, internal audit, and other departments of the overall organization

  • Initiated, developed and maintained an extensive network of external relationships with customers, financial institutions, review and trade agencies, attorneys and accountants as required.  Established such relationships for subordinate personnel.

University of South Florida

College of Business Administration,

Graduate School and undergraduate 

Professor, International Trade subjects (adjunct faculty) 

1999-2005

Dartmouth College – National Association of Credit Management, 

Graduate School of Credit & Financial Management 

Faculty, International Business Risk & Management

1999-2004

Keystone Program for U.S. Executive Credit Management (NACM)

St. Petersburg College

Adjunct faculty  

International Business Management, Principles of Management

Since 1997

U.S. Air Force, 1964 – 1972

Southeast Asia/Vietnam Veteran

Several commendations

Sacramento International University, 2005

Doctorate in Global Trade Strategy

Credit Risk Management and Global Supply Chains

University of South Florida, 1999

Master’s in Business Administration

Specializing in International Business

University of Texas at Austin, 1981

Bachelor of Arts (cum laude) 

Honors Program/Majors: History, French

Williams College, 1983-1985

Graduate School of Credit & Financial Management

Faculty 1990-1995

Georgetown University 

Program in Global Credit Management 

International Executive Award – CICE

1995-2000

Certified Expert Witness

NACM since 1996

TEACHING EXPERIENCE

MILIARY EXPERIENCE

FORMAL EDUCATION    

Board of Directors, ACCEE, since 2016

Board of Advisors, Foundation for Teaching Excellence since 2008

Board of Directors, Florida Council on Economic Education -  Since 2000

Advisory Board, Florida Council on Economic Education - 1997-2000

     - Horizon Award, Florida Council on Economic Education -  2002

Advisory Board, University of South Florida, Department of Economics - Since 1998

    - Distinguished Speaker, University of South Florida  - 2003

Advisory Board, National Association of Credit Management  (NACM) - Since 1999 

Board of Directors, Assn for Finance, Credit and International Business - Since 2000

Advisory Board, Finance, Credit and International Business (FCIB)- 1998-2000

Certified Credit Executive (C.C.E) – since 1989

Associate of the Society of Certified Consumer Credit Executives, Since 1977

Excellent health

Multilingual:  Expertise in French (Cultural and Academic)

Thai,  Spanish, Japanese and Chinese  : basic and conversational.

PROFESSIONAL EDUCATION/SERVICE

BIODATA

Contact

Address :

2210 Utopian Drive East Suite 311Clearwater, Florida 33763

Telephone :

(727) 821-4349     

(727) 639-7754                    

Curriculum Vitae
Patrick O. Connelly
August, 2024
Founder and CEO, Tao Institute for Credit and Risk Management    Shanghai, PRC
Tao Institute for Credit and Risk Management LLC   Florida, USA
University affiliation – adjunc

University of Texas at Austin   B.A. Honors in History, French, 1981   

University of South Florida   Master of Business Administration, 1999

China Normal University, Shanghai, PRC     2010          graduate instructor

Zeijang University, Hangzhou, PRC              2006-2008

  • Global Trade Risk Management    faculty and  graduate instructor

Schiller International University

  • Multinational Business Management BA 529  2013   graduate instructor

St. Petersburg College, St. Petersburg, FL

  • International Business Management   2350-220   1995/6    undergraduate

  • International Business Management   2350-220    1996/7   undergraduate

University of South Florida, Tampa FL          Graduate School of Business

  • International Marketing Management  MAR 6158  Spring 2001

  • International Marketing Management  MAR 6158  Fall  2001

  • International Marketing Management  MAR 6158  Fall  2002

Schiller International University, Largo, FLGraduate School of Businessinstructor

University of South Florida, Sarasota, FLCollege of Businessadjunct faculty2011-2012

Graduate School of Credit and Financial Management, Dartmouth CollegeJune/July 1998 to 2002

Teaching Fellow, University of South Florida  Manatee-Sarrasota, Executive and Professional Education Center  2009

Instructor, International Credit Risk Professional Certification Course, China    2005 to current period

Founder, Managing Director, Chief Instructor, Tao Institute for Credit & Risk Management, Shanghai,

Beta Gamma Sigma, University of South Florida, Alumni Honoree, April, 2004

Exceptional achievement for an adjunct faculty member: Spring 2001 student team prevailed to win the Graduate International Marketing Award.

 

Promotion to Sr. Vice President Global Credit Risk Management at Tech Data Corporation, Clearwater, FL, prompted a much broader responsibility and resulted in a temporary suspension of teaching. Retired from corporate America in early 2004 and founded Entelyx and shortly thereafter, the Tao Institute for Credit and Risk Management in Shanghai, China.

Education

Teaching Experience: 

Boards of Director, Association of Credit for Central and Eastern Europe, from 2016

Florida Council on Economic Education   1998 to 2007

Horizon Award   2002

Association for Finance, Credit and International Business   2000 to 2007

College of Business, University of South Florida    1999 to 2005

U.S. Department of Commerce, District Export Council   2002 to 2008

Department of Economics, University of South Florida   1998 to 2005

NASBITE   Charter  Certificant  CGBP    2005

  •  Centurion Award for Contribution to International Trade   2005   

               Designee of the U.S. Secretary of Commerce, Carlos Gutierrez to the Florida District Export Council December, 2006

In Their Own Words, Transcription and Research of the Original Records of Colonial Rochester,

New Hampshire, 1722-1799. Published May, 2024

Rochester, New Hampshire, Territory to Township, 1620-1799, Published August, 2024

Competency Based Human Capital Development, co-published 2021

Full panoply of articles, ACCEE Magazine, 2016,2017

Trade Credit Risk Management, Fundamentals of the Craft in Theory and Practice. 2017 Third Edition

Global Trade Credit Risk Management, Fundamentals of the Craft in Theory and Practice, three volumes, Chinese edition, December, 2013

Credit Management Magazine, UK, January,2014, Enterprise Supply Chain and Working Capital Optimization, a Credit Risk Management (CRM) Perspective, Part I.

Credit Management Magazine, UK, April,2014, Enterprise Supply Chain and Working Capital Optimization, a Credit Risk Management (CRM) Perspective, Part II.

CICLO de Riesgo Mexico, July, 2013, Avanzando Hacia…Tendencias

Credit Management Magazine, UK, July, 2013, Black Swans Part II, Systematic Analysis

Credit Management Magazine, UK, June, 2013,Black Swans Part I, Exogenous Risk

Security Magazine, May,2013, Black Swans, Security Risk Beyond COSO/ERP Frameworks

Credit Management Magazine, UK, February, 2013, Organizational Development – An end-to-end approach

Boards of Director and Boards of Advisor participation:

Publications and Articles: 

Credit Management Magazine, UK, December, 2012, Integrate and Optimize the Internal and External Supply Chain

Credit Management Magazine, UK, October, 2012, A Cohesive Force -Deparments

Credit Management Magazine, UK September, 2012, Part II Foundations of Associate Growth

Credit Management Magazine, UK  August 2012, Part I  Fighting the Decline in Global Trade

Credit Management Magazine, UK, May 2012, Global Trade 2012

Credit Management Magazine, UK, January 2012, Part III Risk Management in Trade with China

State Bank of Hydrabad, Hydrabad Chapter, PRMIA, India ,February, 2008, Customer Life Cycle – a Value Process Approach

Credit Management Magazine, UK, December, 2011 Part II Cultural Subtleties in Trade with China

Credit Management Magazine, UK, November, 2011 Part I Trading with China – legal dilemna

Introduction to Islamic Trade and Finance, Amsterdam, May, 2006

Credit Management Magazine, UK, June 2005 “Optimizing High Tech Distribution”

Reseller Magazine, U.S., June, 1995, “Get Your Credit in Check”  

Distributor Magazine, Ger., October, 2004    “Beat the Credit Crunch”

IT Europa E.U, October 2004,  “Channel Credit Stress, a Solution”

Credit Today U.K., October, 2004 “Beat the Credit Crunch”

Business Development Seminar, April, 2005, ICC Sarajevo, Bosnia/Herzegovina 

Credit Management, U.K., June, 2005,  “High Tech Distribution – Mitigating Channel Stresses and Risk”

MOFCOM/NORSMEO, China, September, 2005,  Introduction to Credit Risk Theory and Management

CODECS  RO, October, 2005,  Strategic Management of Credit Risk Workshop, Bucharest, Romania

Credit Process Seminar, March, 2006, Social Credit System of the PRC ,Shanghai PRC

Seminar on Financial Risk, Bucharest RO Business Practices and the Reduction of Risk                                                                                                  

in Trade, November, 2007 

“Confucian Capitalism and Credit Risk Management”, White Paper, January,2008

The Hindi-Business Line, Mumbai, “Risks that Control Systems face from “Creative                                                                                              

Responses” February, 2008  

Professional Risk Managers International Association, Hyderabad, India Seminar on Portfolio Development , February, 2008 

Review of Trade Credit Risk Management,  Credit Management U.K. September, 2008

Review of Trade Credit Risk Management,  Credit, Collections &Risk World, September, 2008

Proceedings of NCCA Educational Conference, CA, “Human Capital Optimization” February, 2009,

Treasury China, PRC,, “Consolidating  the Power of Both Institutional and Trade Capital  Resources in the Interest of

Managing the Going Concern in Troubled Times”  published in both English and Chinese  editions March, 2009

Ningbo Social Credit Management Magazine, PRC, “Optimizing Enterprise Human and Process Capital Structures” October, 2009 

“Foreign Enterprise Trade with the West - Credit Risk Management from a Contrasting Frame of Reference”, ICM Magazine November, 2011

“China and the West- Credit Risk Management from a Contrasting Frame of Reference”, Part II, ICM Magazine, December, 2011

“Just When You Think You Are Beginning to Understand… How to Trade with China Or An Integrated, Culturally-driven

Approach to Risk Management Process in China”, ICM Magazine, January, 2012

Lifetime Fellow, Chartered Institute of Credit Management, London, UK  

Certified Global Business Professional (C.G.B.P.) U.S. Charter Certificant,  NASBITE  from March, 2005

International Credit Risk Professional (ICRP) Instructor/Founder September, 2005

Certified International  Credit  Executive (C.I.C.E.)   U.S.  Executive Award Georgetown University   1986

Certified Credit Executive (C.C.E.)   U.S.   1982 with lifetime recognition

 

 

Patrick O. Connelly                                                                                                    August, 2024

2210 Utopian Drive East Suite 311

Clearwater, Florida 33763

Mob. 727-639-7754

End

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